Smart Asset Final Form 14

$

Build Bigger, Better, Faster

Heavy-duty finance solutions from Smart Asset Lending to power your construction and infrastructure projects.

Google Ratings

Build Bigger, Better, Faster

Heavy-duty finance solutions from Smart Asset Lending to power your construction and infrastructure projects.

Google Ratings

Smart Asset Final Form 14

$

Equip Your Projects With The Best Machinery

Excavators, bulldozers, cranes, and graders, construction relies on reliable machines. We help you secure flexible finance that gets projects moving without financial strain.
>> Tailored finance for development & large-scale projects
>> Long-term repayment options
>> Competitive rates for infrastructure investments
>> Expert support for smooth project execution
Apply Now

Calculate Your Monthly Repayment Amount

5 Years

At today's finance rate of 5.00%, you'll pay approximately...

$ 000 .00

per month

Apply Today

Why Builders & Developers Trust Us

Finance tailored to construction timelines.
Competitive rates for big-ticket machinery.
f
Lease and hire-purchase options available.
Z
Fast approvals to avoid project delays.
We tailor finance around project milestones and work cycles
Finance tailored to construction timelines.
Competitive rates for big-ticket machinery.
f
Lease and hire-purchase options available.
Z
Fast approvals to avoid project delays.
We tailor finance around project milestones and work cycles

Who This Loan Is Perfect For

Builders’ Finance

Ideal for builders needing reliable finance to acquire heavy machinery for new or growing projects.

Project Funding

Perfect for organisations managing long-term civil works, roads, bridges, or urban development

Equipment Operators

Designed for operators who rely on excavators, loaders, or haulage equipment for day-to-day work.

Builders’ Finance

Ideal for builders needing reliable finance to acquire heavy machinery for new or growing projects.

Project Funding

Perfect for organisations managing long-term civil works, roads, bridges, or urban development.

Equipment Operators

Designed for operators who rely on excavators, loaders, or haulage equipment for day-to-day work.

Fast, Heavy-Duty Finance in 4 Simple Steps

Step 1

Apply Online in Minutes

A quick application starts your financing process instantly.
Step 2

Choose Your Machinery

Pick the excavator, bulldozer, crane, or grader your project requires.

Step 3

Get Fast Approval

We secure the best finance terms tailored to your construction or infrastructure timeline.
Step 4

Start Building Without Delays

Funds are released quickly so your project stays on schedule and fully equipped.

Apply Online in Minutes
A quick application starts your financing process instantly.
Choose Your Machinery
Pick the excavator, bulldozer, crane, or grader your project requires.
Get Fast Approval

We secure the best finance terms tailored to your construction or infrastructure timeline.

Start Building Without Delays
Funds are released quickly so your project stays on schedule and fully equipped.

Eligibility

Valid ABN
Minimum Trading History
Proof of Business Income
Collateral or Equipment Details
Australian Residency
Credit Profile & Project Details
Your business must be registered and actively operating in Australia.
Most lenders require 12+ months in construction, contracting, or related industries.
Bank statements, contracts, project pipelines, or financials showing stable revenue.
Information about the machinery you want to finance — new or used — which often acts as security.
Applicants must be Australian citizens, permanent residents, or eligible visa holders.
A reasonable credit score plus basic details about the project or operation where the equipment will be used.
Valid ABN
Your business must be registered and actively operating in Australia.
Minimum Trading History
Most lenders require 12+ months in construction, contracting, or related industries.
Proof of Business Income
Bank statements, contracts, project pipelines, or financials showing stable revenue.
Collateral or Equipment Details

Information about the machinery you want to finance — new or used — which often acts as security.

Australian Residency
Applicants must be Australian citizens, permanent residents, or eligible visa holders.
Credit Profile & Project Details
A reasonable credit score plus basic details about the project or operation where the equipment will be used.

Our Clients Speak for Us

James P
★★★★☆

"Best Rates & Fast Approvals"

Smart Asset Lending made my vehicle finance so simple. I had approval within days and the rate was ...
Read More
James
★★★★☆

"Best Rates & Fast Approvals"

Smart Asset Lending made my vehicle finance so simple. I had approval within days and the rate was better than my bank offered
James P
James
Lucas D
★★★★★

"Excellent Servcies"

The team understood my business needs and secured the right equipment loan without the stress. I highly recommend it!
Lucas D
★★★★★

"Excellent Servcies"

The team understood my business needs and secured the right equipment loan without the stress. I highly recommend it!
Lucas D
Lucas D
Olivia
★★★★☆

"Flexible Repayment Options"

As a small business owner, I needed a loan for new equipment. Smart Asset Lending worked closely with me to create a flexible ...
Read More
Olivia
★★★★☆

"Flexible Repayment Options"

As a small business owner, I needed a loan for new equipment. Smart Asset Lending worked closely with me to create a flexible plan that fit my business needs. Their customer-first approach made the process simple, transparent, and fast. Truly professional and reliable
Olivia
Olivia
Michael
★★★★★

"Best Quality Services"

Smart Asset Lending made securing my vehicle finance completely stress-free. The team understood exactly what I needed, provided clear guidance, and I had ...
Read More
Michael
★★★★★

"Best Quality Services"

Smart Asset Lending made securing my vehicle finance completely stress-free. The team understood exactly what I needed, provided clear guidance, and I had approval within days at a better rate than my bank. I highly recommend their services to anyone looking for fast and tailored finance solutions
Michael
Michael

Quick Assist

What type of projects qualify for these loans?

Construction, mining, and large infrastructure projects using heavy machinery qualify.

Are these loans secured?

Typically, heavy machinery or property is used as collateral.

Can I get funding for new or used equipment?

Yes, loans cover both new and second-hand earthmoving equipment.

What is the repayment period?

Repayment periods generally range from 3 to 10 years depending on the project

Are interest rates negotiable?

Yes, rates depend on creditworthiness, loan size, and lender policies.

Build Big with Heavy-Duty Equipment

Get the construction and earthmoving equipment your projects demand. Our financing solutions are designed to support infrastructure growth. Apply today and power your next project with confidence.

Quick Links

Follow us on :

Services

Services

Contact Us

C5 Level 1, 2 Main Street, Point Cook, VIC 3030
0435 393 623 | 03 70652000

Queensland:
38-44 Lissner St, Toowong, QLD 4066
0478 886 007

18 Dublin Ave, Spring Mountain QLD 4300
0430 856 799

Disclaimer statement : This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances, and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice, and you should always seek professional advice in relation to your individual circumstances. Subject to lenders terms and conditions, fees and charges and eligibility criteria apply.

Get in touch

[EMS_Form_Builder id=1]