Finance That Drives Your Fleet Forward
Upgrade or expand your trucking fleet with Smart Asset Lending’s tailored finance solutions.
Google Ratings
Finance That Drives Your Fleet Forward
Upgrade or expand your trucking fleet with Smart Asset Lending’s tailored finance solutions.
Google Ratings
Keep Freight and Transport on Track
From prime movers to refrigerated trucks, we make it simple to fund new or used vehicles with repayment plans that suit your business.
>> Finance for light, medium & heavy-duty trucks
>> Flexible terms for owner-drivers & fleets
>> Low interest options to reduce operating costs
>> Approval pathways designed for transport businesses
>> Flexible terms for owner-drivers & fleets
>> Low interest options to reduce operating costs
>> Approval pathways designed for transport businesses
Calculate Your Monthly Repayment Amount
Why We Are The Best Truck Loan Providers in Australia?
Loans available for all truck types.
Flexible loan terms with balloon/residual options.
Fast-tracked approvals so you don’t miss opportunities
Finance options for individuals and fleet operators.
Who This Truck Loan Is Perfect For
First-Time Drivers
Ideal for drivers looking to purchase their first truck or upgrade to a more powerful model
Fleet Expansion
Perfect for logistics and freight businesses needing multiple trucks to meet rising demand
Efficient Operators
Great for operators wanting fuel-efficient, modern trucks that reduce maintenance and operating costs
First-Time Drivers
Ideal for drivers looking to purchase their first truck or upgrade to a more powerful model
Fleet Expansion
Perfect for logistics and freight businesses needing multiple trucks to meet rising demand
Efficient Operators
Great for operators wanting fuel-efficient, modern trucks that reduce maintenance and operating costs
Fast, Reliable Truck Finance in 4 Simple Steps
Step 1
Apply Online in Minutes
Start with a quick and easy application — no complex paperwork.
Step 2
Choose Your Truck
Select the light, medium, or heavy-duty truck that suits your business needs.
Step 3
Get Fast Approval
We compare lenders and secure the best finance structure for your transport operations.
Step 4
Hit the Road with Confidence
Funds are released promptly so you can purchase your truck and keep your business moving.
Apply Online in Minutes
Start with a quick and easy application — no complex paperwork.
Choose Your Truck
Select the light, medium, or heavy-duty truck that suits your business needs.
Get Fast Approval
We compare lenders and secure the best finance structure for your transport operations.
Hit the Road with Confidence
Funds are released promptly so you can purchase your truck and keep your business moving.
Eligibility
Your business must be registered and active in Australia.
Bank statements, contracts, or financials showing your transport or business revenue.
Typically 6–12 months in business, although exceptions may apply for strong applicants.
Borrowers must be Australian citizens, permanent residents, or eligible visa holders.
Provide a quote or invoice for the new or used truck you want to finance.
A reasonable credit history helps, but options exist for applicants with past credit challenges.
Valid ABN
Your business must be registered and active in Australia.
Proof of Income
Bank statements, contracts, or financials showing your transport or business revenue.
Minimum Trading History
Typically 6–12 months in business, although exceptions may apply for strong applicants.
Australian Residency Status
Borrowers must be Australian citizens, permanent residents, or eligible visa holders.
Truck Details
Provide a quote or invoice for the new or used truck you want to finance.
Credit Profile
A reasonable credit history helps, but options exist for applicants with past credit challenges.
Our Clients Speak for Us
"Best Rates & Fast Approvals"
Smart Asset Lending made my vehicle finance so simple. I had approval within days and the rate was ...
James
"Excellent Servcies"
The team understood my business needs and secured the right equipment loan without the stress. I highly recommend it!
Lucas D
"Flexible Repayment Options"
As a small business owner, I needed a loan for new equipment. Smart Asset Lending worked closely with me to create a flexible ...
Olivia
"Best Quality Services"
Smart Asset Lending made securing my vehicle finance completely stress-free. The team understood exactly what I needed, provided clear guidance, and I had ...
Michael
Quick Assist
Can I get a loan for small or heavy trucks?
Yes, financing is available for trucks of all sizes for commercial use.
Is GST included in the loan amount?
Some lenders include GST; confirm with your lender.
Can I get a truck loan without prior business experience?
Yes, but lenders may require strong financials or a co-signer.
Are insurance costs covered in truck loans?
Optional, but some lenders allow including insurance in the loan.
How fast is the loan approval process?
Typically, 3–7 business days depending on documentation.
Expand or Upgrade Your Trucking Fleet
Whether adding new trucks or upgrading existing ones, our truck loans offer customised financing to suit your needs. Apply now and keep your fleet efficient and your business moving.
Services
Services
Contact Us
C5 Level 1, 2 Main Street, Point Cook, VIC 3030
0435 393 623 | 03 70652000
Queensland:
38-44 Lissner St, Toowong, QLD 4066
0478 886 007
18 Dublin Ave, Spring Mountain QLD 4300
0430 856 799
Disclaimer statement : This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances, and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice, and you should always seek professional advice in relation to your individual circumstances. Subject to lenders terms and conditions, fees and charges and eligibility criteria apply.