Pay Off & Consolidate Loans
Flexible loan solutions to help you simplify, save, and stress less.
Google Ratings
Pay Off & Consolidate Loans
Flexible loan solutions to help you simplify, save, and stress less.
Google Ratings
Start Your Financial Refresh with Confidence
Managing multiple debts can feel overwhelming — different due dates, different interest rates, and constant pressure to keep up. At Smart Asset Lending, we make it easy to take back control with our Pay Off & Consolidate Loan options.
No more juggling. No more confusion. Just one manageable payment, every time.
>> Competitive interest rates to help you save long-term
>> Flexible repayments to suit your lifestyle or business cash flow
>> Consolidation available for multiple debt types
Calculate Your Monthly Repayment Amount
Why Choose Smart Asset Lending for Debt Consolidation?
Repay Your Way
Save More with Competitive Rates
Lower your overall interest and save money by consolidating high-interest debts.
Quick, Hassle-Free Approval
We know debt can be stressful — that’s why we approve fast.
Consolidate Any Debt Type
Credit cards, personal loans, business loans, BNPL, tax debt — bring them together under one loan.
Tailored for Your Financial Needs
Our team reviews your unique situation and recommends the best consolidation strategy.
Who This Pay Off & Consolidate Loan Is Perfect For
Multiple Debts
Business Liabilities
Simplified Repayments
Multiple Debts
Individuals with multiple credit cards or loan repayments
Business Liabilities
Simplified Repayments
How You Simplify Your Finances Fast
Apply Online in Minutes
List Your Existing Debts
We help you understand what can be consolidated and how much you can save.
Approval Made Simple
Enjoy One Easy Repayment
Apply Online in Minutes
List Your Existing Debts
Approval Made Simple
Enjoy One Easy Repayment
Eligibility
Australian Residency
Proof of Regular Income
Existing Debts to Consolidate
Credit cards, personal loans, business loans, tax debt, or BNPL accounts.
Stable Employment or Business Activity
Acceptable Credit Profile
Age Requirement
Our Clients Speak for Us
"Best Rates & Fast Approvals"
Smart Asset Lending made my vehicle finance so simple. I had approval within days and the rate was ...
"Excellent Servcies"
The team understood my business needs and secured the right equipment loan without the stress. I highly recommend it!
"Flexible Repayment Options"
As a small business owner, I needed a loan for new equipment. Smart Asset Lending worked closely with me to create a flexible ...
"Best Quality Services"
Smart Asset Lending made securing my vehicle finance completely stress-free. The team understood exactly what I needed, provided clear guidance, and I had ...
Quick Assist
Can I consolidate credit cards?
Will consolidating improve my credit score?
Do I need collateral?
Can I consolidate both personal and business debt?
What is the typical loan term?
Simplify Your Debt — and Your Life — Today
With Smart Asset Lending, consolidation is simple, fast, and designed around your financial comfort. Enjoy lower stress, potential savings, and a single monthly repayment you can actually manage.
Services
Services
Contact Us
C5 Level 1, 2 Main Street, Point Cook, VIC 3030
0435 393 623 | 03 70652000
Queensland:
38-44 Lissner St, Toowong, QLD 4066
0478 886 007
18 Dublin Ave, Spring Mountain QLD 4300
0430 856 799
Disclaimer statement : This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances, and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice, and you should always seek professional advice in relation to your individual circumstances. Subject to lenders terms and conditions, fees and charges and eligibility criteria apply.