Finance That Grows With You
Power your farm with the right machinery, backed by Smart Asset Lending’s flexible finance options.
Google Ratings
Finance That Grows With You
Power your farm with the right machinery, backed by Smart Asset Lending’s flexible finance options.
Google Ratings
Drive Efficiency Across Your Farm
Whether it’s tractors, harvesters, irrigation systems, or feed machinery, the right equipment can make or break your productivity. At Smart Asset Lending, we help you access finance that ensures your farm keeps up with modern demands without exhausting your cash reserves.
>> Finance for tractors, harvesters & farm machinery
>> Seasonal repayment options to match farm income
>> Low-rate loans for new or used equipment
>> Fast approvals to keep operations running
Calculate Your Monthly Repayment Amount
Why Farmers Choose Smart Asset Lending
Who Can Apply?
Eligible Entities
Individuals buying their first car or upgrading to something better
Income Requirement
Business owners looking to finance company vehicles
Target Applicants
Anyone wanting flexible repayments and fast access to finance
Eligible Entities
Sole traders, family farms, companies, and trusts with an ABN.
Income Requirement
Applicants with proof of steady agricultural income.
Target Applicants
Both new and experienced farmers looking to expand or modernise operations.
Get Your Farm Equipment Faster in Four Simple Steps
Apply Online in Minutes
Choose Your Equipment
Select the tractor, harvester, irrigation system, or machinery you want to finance.
Get Fast Approval
Access Funds Quickly
Receive funding fast so you can upgrade equipment and get back to work sooner.
Apply Online in Minutes
Choose Your Equipment
Get Fast Approval
Access Funds Quickly
Eligibility
Valid ABN
Proof of Farming Income
Australian Residency
Basic Financial Documents
Equipment Details
Credit Profile
Our Clients Speak for Us
"Best Rates & Fast Approvals"
Smart Asset Lending made my vehicle finance so simple. I had approval within days and the rate was ...
"Excellent Servcies"
The team understood my business needs and secured the right equipment loan without the stress. I highly recommend it!
"Flexible Repayment Options"
As a small business owner, I needed a loan for new equipment. Smart Asset Lending worked closely with me to create a flexible ...
"Best Quality Services"
Smart Asset Lending made securing my vehicle finance completely stress-free. The team understood exactly what I needed, provided clear guidance, and I had ...
Quick Assist
Can I finance tractors, harvesters, and irrigation systems?
Are interest rates subsidized for farmers?
What is the usual loan tenure?
Can I get a loan for used equipment?
What documents are required for an agricultural loan?
Grow Your Farm with the Right Equipment
Services
Services
Contact Us
C5 Level 1, 2 Main Street, Point Cook, VIC 3030
0435 393 623 | 03 70652000
Queensland:
38-44 Lissner St, Toowong, QLD 4066
0478 886 007
18 Dublin Ave, Spring Mountain QLD 4300
0430 856 799
Disclaimer statement : This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances, and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice, and you should always seek professional advice in relation to your individual circumstances. Subject to lenders terms and conditions, fees and charges and eligibility criteria apply.