Smart Asset Final Form 14

$

Business & Office Equipment Finance

Flexible finance solutions for business equipment, technology, and office essentials.

Google Ratings

Business & Office Equipment Finance

Flexible finance solutions for business equipment, technology, and office essentials.

Google Ratings

Smart Asset Final Form 14

$

Power Your Workspace with Confidence

At Smart Asset Lending, we make it easy for businesses of all sizes to upgrade their office and operational equipment without draining cash flow. Whether you’re setting up a brand-new office, replacing outdated technology, or expanding your business operations, our flexible finance solutions help you get the tools you need — fast.

>> Personalised support from application to installation
>> Competitive interest rates for small and large businesses
>> Flexible repayments tailored to your budget and cash flow
>> Finance available for new or refurbished office equipment

Calculate Your Monthly Repayment Amount

5 Years

At today's finance rate of 5.00%, you'll pay approximately...

$ 000 .00

per month

Apply Today

Why Farmers Choose Smart Asset Lending

Repay Your Way

Choose flexible repayment terms that fit your cash flow and business cycles.

Save More with Competitive Rates

Access market-leading rates to keep your costs low — no unnecessary expenses.

Z

Quick, Hassle-Free Approval

Get the green light quickly so your team can stay efficient and productive.

Finance Any Business Equipment

Computers, furniture, software, tech systems, machinery — almost anything your business needs.

Tailored for Your Needs

We work closely with you to match your business goals to the right finance solution.

Repay Your Way

Choose flexible repayment terms that fit your cash flow and business cycles.

Save More with Competitive Rates

Access market-leading rates to keep your costs low — no unnecessary expenses.
Z

Quick, Hassle-Free Approval

Get the green light quickly so your team can stay efficient and productive.

Finance Any Business Equipment

Computers, furniture, software, tech systems, machinery — almost anything your business needs.

Tailored for Your Needs

We work closely with you to match your business goals to the right finance solution.

Who This Business & Office Equipment Loan Is Perfect For

Startup Offices

Startups setting up a fresh, modern workspace.

Business Expansion

Growing businesses hiring new staff and expanding offices.

IT Upgrades

Companies upgrading IT infrastructure, laptops, or networking systems

Startup Offices

Startups setting up a fresh, modern workspace.

Business Expansion

Growing businesses hiring new staff and expanding offices

IT Upgrades

Companies upgrading IT infrastructure, laptops, or networking systems

How You Upgrade Your Office Faster

Apply Online in Minutes
Our simple application gets things moving instantly.
Choose Your Business Equipment
Pick the items your business needs — tech, furniture, software, or tools.
Approval Made Simple
We negotiate with lenders to secure the best rate and loan structure.
Start Working Better, Sooner
Funds are released quickly so you can set up, upgrade, or expand without delays.

Eligibility

Valid ABN
Proof of Business Income
Minimum Trading History
Equipment Details
Australian Residency
Credit Profile
Your business must be registered and operating in Australia.
Bank statements or financials showing steady cash flow.
Typically 6–12 months, though startups may qualify with strong projections.
Quotes or invoices for the office equipment or technology being financed.
Applicants must be Australian citizens, permanent residents, or eligible visa holders.
A reasonable credit history helps secure better terms, with flexible options available.
Valid ABN
Your business must be registered and operating in Australia.
Proof of Business Income
Bank statements or financials showing steady cash flow.
Minimum Trading History
Typically 6–12 months, though startups may qualify with strong projections.
Equipment Details
Quotes or invoices for the office equipment or technology being financed.
Australian Residency
Applicants must be Australian citizens, permanent residents, or eligible visa holders.
Credit Profile
A reasonable credit history helps secure better terms, with flexible options available.

Our Clients Speak for Us

James P

"Best Rates & Fast Approvals"

Smart Asset Lending made my vehicle finance so simple. I had approval within days and the rate was ...
Read More
James

"Best Rates & Fast Approvals"

Smart Asset Lending made my vehicle finance so simple. I had approval within days and the rate was better than my bank offered
James P
James
Lucas D

"Excellent Servcies"

The team understood my business needs and secured the right equipment loan without the stress. I highly recommend it!
Lucas D

"Excellent Servcies"

The team understood my business needs and secured the right equipment loan without the stress. I highly recommend it!
Lucas D
Lucas D
Olivia

"Flexible Repayment Options"

As a small business owner, I needed a loan for new equipment. Smart Asset Lending worked closely with me to create a flexible ...
Read More
Olivia

"Flexible Repayment Options"

As a small business owner, I needed a loan for new equipment. Smart Asset Lending worked closely with me to create a flexible plan that fit my business needs. Their customer-first approach made the process simple, transparent, and fast. Truly professional and reliable
Olivia
Olivia
Michael

"Best Quality Services"

Smart Asset Lending made securing my vehicle finance completely stress-free. The team understood exactly what I needed, provided clear guidance, and I had ...
Read More
Michael

"Best Quality Services"

Smart Asset Lending made securing my vehicle finance completely stress-free. The team understood exactly what I needed, provided clear guidance, and I had approval within days at a better rate than my bank. I highly recommend their services to anyone looking for fast and tailored finance solutions
Michael
Michael

Quick Assist

Can I finance refurbished or used equipment?

Yes — many office and business tools qualify, whether new or refurbished.

Do I need financial statements?

Depending on the lender and loan amount, but low-doc options are available.

What is the typical loan term?

Business equipment loans commonly range from 2 to 5 years.

Are tax benefits available?

Most businesses can claim depreciation, interest, or instant asset write-offs — ask your accountant for advice.

Can startups apply?

Absolutely. Many lenders support new and growing businesses with flexible entry requirements.

Give Your Business the Tools It Deserves

Don’t let outdated equipment slow down your team. With flexible finance, fast approvals, and business-friendly repayment plans, Smart Asset Lending makes upgrading your office easier than ever.

Disclaimer statement : This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances, and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice, and you should always seek professional advice in relation to your individual circumstances. Subject to lenders terms and conditions, fees and charges and eligibility criteria apply.

Get in touch

[EMS_Form_Builder id=1]