Smart Asset Final Form 14

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Hospitality Equipment & Fit-Out Finance

Flexible finance designed for cafés, restaurants, bars, hotels, and everything in between.

Google Ratings

Hospitality Equipment & Fit-Out Finance

Flexible finance designed for cafés, restaurants, bars, hotels, and everything in between.

Google Ratings

Smart Asset Final Form 14

$

Serve Up Success with Smart Asset Lending

In hospitality, every detail matters — the kitchen equipment, the ambience, the furniture, the technology, and the service experience. At Smart Asset Lending, we make it simple to finance the tools and upgrades that keep your customers coming back.

So you can focus on what you do best — creating unforgettable experiences for your guests.

>> Personalized support from application to installation
>> Competitive interest rates for every hospitality business
>> Flexible repayment options built around your cash flow
>> Finance available for new or refurbished equipment and fit-outs

Calculate Your Monthly Repayment Amount

5 Years

At today's finance rate of 5.00%, you'll pay approximately...

$ 000 .00

per month

Apply Today

Why Choose Smart Asset Lending for Hospitality Finance?

Repay Your Way

Flexible terms that suit seasonal demand and fluctuating revenue.

Save More with Competitive Rates

We source market-leading rates to help keep your costs low.

Z

Quick, Hassle-Free Approval

Hospitality moves fast — and so do we. Get approved quickly with minimal hurdles.

Finance for Any Hospitality Need

From ovens and fridges to décor, POS systems, furniture, and full fit-outs — we cover it all.

Tailored for Your Business

Our specialists understand hospitality cycles, trends, and challenges, ensuring you get finance that genuinely works for you.

Repay Your Way

Flexible terms that suit seasonal demand and fluctuating revenue.

Save More with Competitive Rates

We source market-leading rates to help keep your costs low.

Z

Quick, Hassle-Free Approval

Hospitality moves fast — and so do we. Get approved quickly with minimal hurdles.

Finance for Any Hospitality Need

From ovens and fridges to décor, POS systems, furniture, and full fit-outs — we cover it all.

Tailored for Your Business

Our specialists understand hospitality cycles, trends, and challenges, ensuring you get finance that genuinely works for you.

Who This Hospitality Loan Is Perfect For

Café Equipment Upgrades

Café owners investing in espresso machines or display counters

Restaurant Kitchen Modernization

Restaurants upgrading their commercial kitchen appliances

Bar & Lounge Refurbishments

Bars and lounges looking for fit-out or refurbishment finance

Café Equipment Upgrades

Café owners investing in espresso machines or display counters

Restaurant Kitchen Modernization

Restaurants upgrading their commercial kitchen appliances

Bar & Lounge Refurbishments

Bars and lounges looking for fit-out or refurbishment finance

Get Your Farm Equipment Faster in Four Simple Steps

Apply Online in Minutes
A simple, no-fuss application starts the process.
Choose Your Equipment or Fit-Out
Whether you’re replacing one item or redesigning an entire venue.
Approval Made Simple

We negotiate with lenders to secure the best lending option for your needs.

Launch or Upgrade with Confidence
Funds are released quickly so you can start serving customers sooner.

Eligibility

Valid ABN
Proof of Business Income
Minimum Trading History
Equipment or Fit-Out Details
Australian Residency
Credit Profile
Your hospitality business must be registered and operating in Australia.
Bank statements or financials showing steady cash flow.
Typically 6–12 months, though startups may qualify with strong projections.
Quotes or invoices for the equipment, furniture, or fit-out being financed.
Applicants must be Australian citizens, permanent residents, or eligible visa holders.
A reasonable credit history helps secure better terms, with flexible options available.
Valid ABN
Your hospitality business must be registered and operating in Australia.
Proof of Business Income
Bank statements or financials showing steady cash flow.
Minimum Trading History
Typically 6–12 months, though startups may qualify with strong projections.
Equipment or Fit-Out Details
Quotes or invoices for the equipment, furniture, or fit-out being financed.
Australian Residency
Applicants must be Australian citizens, permanent residents, or eligible visa holders.
Credit Profile
A reasonable credit history helps secure better terms, with flexible options available.

Our Clients Speak for Us

James P

"Best Rates & Fast Approvals"

Smart Asset Lending made my vehicle finance so simple. I had approval within days and the rate was ...
Read More
James

"Best Rates & Fast Approvals"

Smart Asset Lending made my vehicle finance so simple. I had approval within days and the rate was better than my bank offered
James P
James
Lucas D

"Excellent Servcies"

The team understood my business needs and secured the right equipment loan without the stress. I highly recommend it!
Lucas D

"Excellent Servcies"

The team understood my business needs and secured the right equipment loan without the stress. I highly recommend it!
Lucas D
Lucas D
Olivia

"Flexible Repayment Options"

As a small business owner, I needed a loan for new equipment. Smart Asset Lending worked closely with me to create a flexible ...
Read More
Olivia

"Flexible Repayment Options"

As a small business owner, I needed a loan for new equipment. Smart Asset Lending worked closely with me to create a flexible plan that fit my business needs. Their customer-first approach made the process simple, transparent, and fast. Truly professional and reliable
Olivia
Olivia
Michael

"Best Quality Services"

Smart Asset Lending made securing my vehicle finance completely stress-free. The team understood exactly what I needed, provided clear guidance, and I had ...
Read More
Michael

"Best Quality Services"

Smart Asset Lending made securing my vehicle finance completely stress-free. The team understood exactly what I needed, provided clear guidance, and I had approval within days at a better rate than my bank. I highly recommend their services to anyone looking for fast and tailored finance solutions
Michael
Michael

Quick Assist

Can I finance used hospitality equipment?

Yes — new, refurbished, and second-hand equipment can all be financed.

Do hospitality startups qualify?

Absolutely. Many lenders support new cafés, restaurants, and catering ventures.

Do I need a deposit?

Sometimes — but $0-deposit options may be available depending on your financials.

What is the typical loan term?

Usually 2 to 7 years, depending on the equipment or fit-out requirements.

Are there tax benefits?

Many hospitality businesses can claim depreciation, interest, and asset write-offs — check with your accountant for specifics.

Take Your Hospitality Business to the Next Level

Don’t wait to upgrade your equipment or bring your venue vision to life.
With flexible repayments, fast approvals, and tailored hospitality finance options, Smart Asset Lending makes it easy to grow, expand, and thrive.

Disclaimer statement : This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances, and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice, and you should always seek professional advice in relation to your individual circumstances. Subject to lenders terms and conditions, fees and charges and eligibility criteria apply.

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