Smart Asset Final Form 14

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Keep Your Business Cash Flowing

Smart Asset Lending helps you cover short-term expenses, wages, or urgent bills with flexible working capital finance.

Google Ratings

Keep Your Business Cash Flowing

Smart Asset Lending helps you cover short-term expenses, wages, or urgent bills with flexible working capital finance.

Google Ratings

Smart Asset Final Form 14

$

Secure Cash When You Need It Most

Cash flow can make or break your operations. Whether it’s unexpected bills, supplier payments, or covering staff wages, our working capital loans are designed to provide fast financial relief so you can focus on keeping your business running smoothly.

>> Australia-wide business finance solutions
>> Low-rate loans for startups & established companies
>> Simple documentation and quick approvals
>> Flexible repayment terms designed for sustainability
Apply Now

Calculate Your Monthly Repayment Amount

5 Years

At today's finance rate of 5.00%, you'll pay approximately...

$ 000 .00

per month

Apply Today

Why Choose Smart Asset Lending for Working Capital?

Z
Quick approvals to ease urgent financial pressure.
Flexible repayment terms tailored to your cash cycle.
Loans suited for businesses of all sizes and industries.
Keep your working cash available for growth, not just expenses.
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Quick approvals to ease urgent financial pressure.

Flexible repayment terms tailored to your cash cycle.
Loans suited for businesses of all sizes and industries.
Keep your working cash available for growth, not just expenses.

Who Can Apply?

Eligible Businesses

Sole traders, companies, partnerships, and trusts with an ABN

Trading History

Businesses trading in Australia for at least 6 months

Income Proof

Operators with proof of income or active contracts

Eligible Businesses

Sole traders, companies, partnerships, and trusts with an ABN

Trading History

Businesses trading in Australia for at least 6 months

Income Proof

Operators with proof of income or active contracts

Get Working Capital Fast in 4 Simple Steps

Step 1

Apply Online in Minutes

Submit a quick application to get the process started.
Step 2

Tell Us What You Need

Share how much funding you need and how you’ll use it.

Step 3

Get Fast Approval

We compare lenders to secure competitive terms for your cash-flow needs.
Step 4

Access Funds Quickly

Funds are released fast so you can cover expenses without delays.
Apply Online in Minutes
Submit a quick application to get the process started.
Tell Us What You Need
Share how much funding you need and how you’ll use it.
Get Fast Approval
We compare lenders to secure competitive terms for your cash-flow needs.
Access Funds Quickly
Funds are released fast so you can cover expenses without delays.

Eligibility

Valid ABN
Minimum Trading History
Proof of Business Income
Australian Residency
Clear Loan Purpose
Credit Profile
Your business must be registered and operating in Australia.
Typically at least 6 months of active trading.
Recent bank statements or contracts showing consistent revenue.
Applicants must be Australian citizens, permanent residents, or eligible visa holders.
Details on how the working capital will be used (wages, bills, suppliers, etc.).
A reasonable credit history helps secure better terms, though flexible options may be available.
Valid ABN
Your business must be registered and operating in Australia.
Minimum Trading History
Typically at least 6 months of active trading.
Proof of Business Income
Recent bank statements or contracts showing consistent revenue.
Australian Residency
Applicants must be Australian citizens, permanent residents, or eligible visa holders.
Clear Loan Purpose
Details on how the working capital will be used (wages, bills, suppliers, etc.).
Credit Profile
A reasonable credit history helps secure better terms, though flexible options may be available.

Our Clients Speak for Us

James P
★★★★☆

"Best Rates & Fast Approvals"

Smart Asset Lending made my vehicle finance so simple. I had approval within days and the rate was ...
Read More
James
★★★★☆

"Best Rates & Fast Approvals"

Smart Asset Lending made my vehicle finance so simple. I had approval within days and the rate was better than my bank offered
James P
James
Lucas D
★★★★★

"Excellent Servcies"

The team understood my business needs and secured the right equipment loan without the stress. I highly recommend it!
Lucas D
★★★★★

"Excellent Servcies"

The team understood my business needs and secured the right equipment loan without the stress. I highly recommend it!
Lucas D
Lucas D
Olivia
★★★★☆

"Flexible Repayment Options"

As a small business owner, I needed a loan for new equipment. Smart Asset Lending worked closely with me to create a flexible ...
Read More
Olivia
★★★★☆

"Flexible Repayment Options"

As a small business owner, I needed a loan for new equipment. Smart Asset Lending worked closely with me to create a flexible plan that fit my business needs. Their customer-first approach made the process simple, transparent, and fast. Truly professional and reliable
Olivia
Olivia
Michael
★★★★★

"Best Quality Services"

Smart Asset Lending made securing my vehicle finance completely stress-free. The team understood exactly what I needed, provided clear guidance, and I had ...
Read More
Michael
★★★★★

"Best Quality Services"

Smart Asset Lending made securing my vehicle finance completely stress-free. The team understood exactly what I needed, provided clear guidance, and I had approval within days at a better rate than my bank. I highly recommend their services to anyone looking for fast and tailored finance solutions
Michael
Michael

Quick Assist

What is a working capital loan?

It is a short-term loan to manage day-to-day business expenses and cash flow.

Who is eligible for a working capital loan?

Businesses with proven revenue, bank statements, and good credit history.

What is the repayment period?

Typically 6 months to 3 years, depending on the lender.

Can I use this loan to pay salaries or bills?

Yes, it’s designed to cover operational expenses.

Are collateral or security required?

Some lenders offer unsecured options, but secured loans may have lower rates.

Keep Your Business Running Smoothly

Manage day-to-day expenses, pay wages, or cover urgent bills with ease. Our working capital loans provide short-term cash flow solutions so your business never misses a beat. Apply today and maintain financial flexibility.

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Services

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Contact Us

C5 Level 1, 2 Main Street, Point Cook, VIC 3030
0435 393 623 | 03 70652000

Queensland:
38-44 Lissner St, Toowong, QLD 4066
0478 886 007

18 Dublin Ave, Spring Mountain QLD 4300
0430 856 799

Disclaimer statement : This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances, and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice, and you should always seek professional advice in relation to your individual circumstances. Subject to lenders terms and conditions, fees and charges and eligibility criteria apply.

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